FINANCE DEPARTMENT

At Burlington Kia, we know that heading into the finance office is the least exciting part of purchasing your new Kia. And that is why we have an in-house finance team to assist you. 

Our team provides the guidance and expertise you need, from completing the loan application to selecting the best rate and terms for your loan or lease in Burlington, Princeton, and Trenton, NJ. We want even the paperwork portion of your Kia car-buying experience at Burlington Kia to be stress-free and fast.

Getting A Head Start

Some of our customers know exactly what they will purchase before arriving at our Burlington location. Others are coming in to check out our massive inventory and make the decision after a few test drives. Regardless of what you have in mind, it can be helpful to know your budget before you get your heart set on one of our fantastic new cars, like the Kia Telluride or the sporty Kia Stinger.

The best way to get a handle on your budget and save time is by using our online credit application. This fast and user-friendly tool lets you get pre-approved for a loan from one of our many lenders. The process requires no sensitive information like a social security number or your date of birth, so it will not impact your credit score. It is just one of the benefits we believe our customers will value and appreciate. Upon approval, you can look through your options and come to the dealership to discuss them all with our team or choose one for our team to work on ASAP.

Leasing or Financing – Which is Best for Me?

Leasing and financing are two of the most common ways drivers can get behind the wheel of their preferred ride. Each method offers incredible benefits, so your decision depends on personal preference. Leasing, for example, ensures that drivers will be driving the latest Kia models with state-of-the-art technologies, comfort features, design, and more. In most cases, leasing is less of a financial undertaking than financing because you’re paying for the depreciated value of the vehicle, so you likely won’t have a large monthly payment. Additionally, you can forego making a down payment if you wish. 

Typically, maintenance is covered under warranty, so you won’t be responsible for paying for services like oil changes, tire rotations, etc. And while you’re expected to return a leased vehicle to the dealership when the agreement ends, you can finance or purchase it anytime! This is especially advantageous to drivers who’ve exceeded the mileage limit in the agreement, as you won’t have to pay a penalty. If you choose to finance, you’re likely looking to own your four-wheeled companion at the end of the payment cycle. Financing a vehicle is a great choice for those who want more options, as you can choose from new, pre-owned, and certified pre-owned models. 

Over time, you can refinance your auto loan, which can lower your monthly payment and interest rate. When you finance a Kia, you build equity in it. This means that if you keep it in good shape, it should retain a high resale value. Plus, you can raise your credit score if you make payments on time every month. As your Kia ages, your auto insurance payment can decrease if you keep a clean driving record. If you have any questions about leasing or financing, talk to our finance experts today!

Check Out Our New & Used Vehicle Specials

To help you secure your vehicle, our Kia dealership offers numerous new and used vehicle specials. These specials target specific models in our inventory, so make sure you’re checking our specials pages regularly to see what we’re offering! Each special will feature the fine print and expiration dates, so there will be no surprises. If you have any questions, feel free to reach out!

We Work with Unique Credit And No Credit Buyers

Our finance experts know the lending business. That allows them to devote the time and resources needed to secure financing for anyone, including buyers with credit challenges and no credit history. Don’t let your credit score stop you from getting the reliable transportation you need and deserve.

We Can Help You Rework Your Loan or Lease Plan

Not all dealerships have experts who help you purchase a car with the best terms for you. A high interest rate can rob you of the opportunity to build equity and establish ownership of your new vehicle. At Burlington Kia, our staff is dedicated to getting you the right Kia at the right price. If your current vehicle loan is busting your budget, visit a Burlington Kia finance expert. Learning how purchasing a new Kia could help you get your monthly payment down and get you in a reliable and fun-to-drive vehicle.

Research Your Favorite Kia Models

When shopping for your future Kia, research is key. In addition to our many online finance tools, our website houses plenty of Kia reviews and comparisons. These articles are designed to give you an in-depth look at all the Kia sedans and SUVs you’re interested in, so that you can make an informed choice. You can also read about the differences between leasing and buying, learn more about our various Kia warranties, the benefits of buying new and used Kia vehicles from our dealership, and more!

Burlington Kia is Here for You

The team at Burlington Kia wants to earn your business today and your loyalty for life. And the best way for us to do that is to ensure that every aspect of your car shopping and buying experience is exceptional. And after the purchase, we will continue to serve you with award-winning parts and service departments. Check out our online application, payment calculator, and trade-in valuation tool. And know that you can trust the entire team at Burlington Kia to get you into the Kia of your dreams in Burlington, Princeton, and Trenton, NJ.